To comply with federal regulations, there are limits affecting how much money can be loaded, withdrawn and spent by each cardholder.
Max Account Balance: $30,000
Max Deposit/Credit to account per rolling 24-hours: $15,000
Max Credits Per Calendar Day: $15,000
International Transactions: Permitted
Max Spend
Max Spend on Gift Cards, per rolling 24-hours: $2,000
Max Spend Per Debit Card Transaction: $15,000/day
Max Spend Per ACH Transaction: Current Settled Account Balance
Max Spend Per Day: $15,000/day
Max Spend Per Month: $50,000/month
Instant deposit limits
Max transfer per deposit: $1,500
Max daily deposit: $10,000
Max deposit per rolling 30 days: $20,000
Instant withdrawal limits
If you have been a Fold+ subscriber for more than 6 months:
Max transfer per withdrawal: $250
Max daily withdrawal: $500
Max withdrawal per rolling 30 days: $1,000
If you have been a Fold+ subscriber for less than 6 months:
Max transfer per withdrawal: $125
Max daily withdrawal: $250
Max withdrawal per rolling 30 days: $500
Note: Some Fold users may be limited to 1 instant debit transfer per 24-hour period. Please reach out at [email protected] if you would like us to review your account.
Astra in-app ACH transfer limits
Max transfer limit per rolling 24 hours (deposits + withdrawals): $15,000
Max load per rolling 30 days: $40,000
External ACH withdrawal limit
Available Fold account balance
ATM limits
Max Cash / ATM Withdrawal Per Transaction: $250
Max Cash / ATM Withdrawal Per Day: $1,000
Max Cash / ATM Withdrawal Per Month: $1,000
Bitcoin limits
Max bitcoin sell limit: $14,250 USD value per day
Minimum purchase limit: $10 per purchase
Max bitcoin purchase limit: $15,000 per day