How do I earn rewards on Fold?

There are a number of ways to earn rewards from Fold, and they depend on your Fold plan:

1. Rewards Wheel

   What: Free sats from spinning the rewards wheel

   Plan: Available to all users on the Basic plan (no Fold Card or Fold+ required, although Fold+ users have access to exclusive prizes, such as 1 full bitcoin)

2. Gift Cards

   What: Sats back on gift card purchases

   Plan: Available to all users on the Basic plan (no Fold Card or Fold+ required, although Fold+ users typically get more sats back on gift card purchases)

3. Spin Squad

   What: Sats back through Fold’s referral program

   Plan: Available to all users on the Basic plan (no Fold Card or Fold+ required)

4. Fold Prepaid Debit Card spending

   What: Sats back on Fold Card purchases

   Plan: Available to users on the Fold+ plan (Fold Cardholders with a Fold+ subscription)

5. Card Boosts

   What: Extra sats back when using Fold Card at certain merchants and rotating categories of spend

   Plan: Available to users on the Fold+ plan (Fold Cardholders with a Fold+ subscription)

6. ACH Bill Pay

What: Up to 1.5% back on ACH payments using Fold checking and routing number

Plan: Available to users on the Fold+ plan (Fold Cardholders with a Fold+ subscription)

If you still have questions, or need further assistance, please email us at support@foldapp.com.

Updated February 05, 2026 16:15