How to Buy Bitcoin with a Spot Buy

What is a Spot Buy?

A Spot Buy enables you to instantly purchase Bitcoin at the current market price, without waiting for scheduled buys like with Auto-Stack. These single purchases are also called smash buys.

How Do I Make a Spot Buy?

Easily spot buy bitcoin with 3 taps:

  1. Tap the "" on the nav bar to head to your bitcoin buying dashboard IMG_1428.PNG
  2. Choose $ amount of bitcoin to buy
    IMG_1428 2.PNG
  3. Tap "Confirm Purchase"
    Screenshot 2023-12-05 at 12.06.40 PM.jpeg

Note: you must have funds in your Fold Card account in order to purchase bitcoin. See all ways to fund your Fold Card here: How do I add money to my Fold Card account?  

Fees and Spread for Spot Buying Bitcoin


For Spin+ subscribers, there are no fees for buying bitcoin on Fold. For Spin users, there is a 1.5% fee to purchase bitcoin through a spot buy.


For all cardholders, we do not add any spread to bitcoin purchases. However, please note that while Fold does not add any spread, liquidity providers may pass along a minimal spread depending on market conditions.

For full fees and spread details, see Fees for buying & withdrawing bitcoin on Fold.

Withdrawing Bitcoin Bought Through Spot Buys

Once you have purchased bitcoin on Fold, you are able to initiate a withdrawal to any wallet immediately.

On the withdrawal page you have the option to scan a QR code to your destination wallet to make your withdrawal easier and more secure.

For full withdrawal steps, see Withdrawing bitcoin bought on Fold.



For full terms and conditions, please see


*All rewards earned and bitcoin purchases are not subject to Federal Deposit Insurance Corporation or Securities Investor Protection Corporation protection.



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