Do I need bitcoin to use Fold? Sam Gurdus November 16, 2019 20:13 Updated Follow No, you can use your credit or debit card or bitcoin to make purchases on Fold. Related articles How do I set up a Lightning wallet? How long does it take to receive my gift card? Do I earn kickbacks on kickbacks I spend? Where is my Fold gift card? How does Fold work? Comments 0 comments Article is closed for comments.