Do I need bitcoin to use Fold? Sam Gurdus November 16, 2019 20:13 Updated Follow No, you can use your credit or debit card or bitcoin to make purchases on Fold. Related articles How long does it take to receive my gift card? How do I set up a Lightning wallet? Do I earn kickbacks on kickbacks I spend? Where is my Fold gift card? How does Fold work? Comments 0 comments Article is closed for comments.