How do I enroll in free direct deposit?

We want to make enrolling in direct deposit as painless as possible, regardless of where the deposit is coming from.

  • Paychecks: All or part of your paycheck can be direct-deposited to your Fold Card account. You will need to provide your employer a bank routing number (sometimes referred to as the ‘ABA Routing Number’) and your account number. You can find your account number and routing number in the Fold App by going to the “Fold Card” tab > Available Balance (with the + icon) > "Transfer from a Bank".
  • Government Benefits Checks: Your government benefits, including Social Security, SSI, SSDI, or VA compensation, can be direct deposited. Check your benefit provider’s site for enrollment instructions. 
  • Tax Refunds: Get your federal and state tax refunds faster than you would by mail. Just have them electronically deposited directly into your Fold Card account.

Direct deposits are subject to certain account limits (link), such as a maximum of $10,000 per deposit.  Be sure to review them prior to enrolling in direct deposit.

Your direct deposit may also require these banking details for enrollment:

Bank Name: Sutton Bank

Bank Address: 1 South Main Street, Attica, OH 44807



Was this article helpful?