When will my direct deposit be available?

Fold gives you access to your money as soon as the funds are electronically deposited to your card account – that can be up to 2 days faster than you’d expect.

Please note, your card account must be active and in good standing in order for electronic direct deposits to be credited to your card account. Processing of a direct deposit requires that the name associated with the direct deposit be the same as the name associated with the card account.  Card load limits apply (link). Faster access to funds is based on comparison of traditional banking policies versus electronic direct deposit.


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