It’s easy and takes just a few minutes!
Download the free Fold App from the Apple or Google Play store. Once you have created an account in the app, select the “Fold Card” tab, and click “Get the Fold Card”, and select which card you want.
(We are currently in beta. If you do not see "Get the Fold Card," join the waitlist to be notified when more spots are open.)
We will then need to confirm your identity. To do this, we securely and quickly gather additional information from you, including your Social Security number, address, and date of birth. Once we have verified your identity, you pay for your tier, and that’s it!
To start making the most of your account, you should link your card with an external bank account and transfer funds or set up direct deposit. Note that you must be 18 years or older and a resident of the fifty (50) United States or the District of Columbia to be eligible for Fold.