To comply with federal regulations, there are limits affecting how much money can be loaded, withdrawn and spent by each cardholder.
As of 9/5/2024, those limits are:
- Max Account Balance: $30,000
- Max Spend Per Debit Card Transaction: $15,000/day
- Max Spend Per ACH Transaction: Current Settled Account Balance
- Max Spend Per Day: $15,000/day
- Max Spend Per Month: $50,000/month
- International Transactions: Yes
- Max Load Per Calendar Day: $15,000
- Max Cash / ATM Withdrawal Per Transaction: $250
- Max Cash / ATM Withdrawal Per Day: $1,000
- Max Cash / ATM Withdrawal Per Month: $1,000
Instant debit transfer limits:
- Max transfer per deposit: $5,000
- Max daily deposit: $10,000
- Max deposit per rolling 30 days: $20,000
- Max transfer per withdrawal: $125
- Max daily withdrawal: $250
- Max withdrawal per rolling 30 days: $500
Astra in-app ACH transfer limits:
- Max load per rolling 30 days: $40,000
Updated