How do I link my external bank account in the app?

We offer multiple ways to add funds to your Fold Card account. To connect an external bank account, use our in-app ACH funding via Plaid so you can easily connect your external accounts as a funding source for your Fold Card account. You can authorize up to two external accounts for funding.


After you initially confirm your details through our partner, you'll be able to connect to most major banks with your online login credentials. After you authorize the account link, you'll be able to seamlessly transfer funds to your Fold Card. Transfers typically take 1-5 business days (excluding banking holidays).inapp-ach.png


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