You may notice your IRS refund check taking longer than usual to clear. This is to protect you and your deposits. To mitigate fraud, the Fold team conducts reviews on all transactions and may place a hold on a payment or cancel transactions at its sole discretion.
You may also notice a deposit clear and in rare cases get reversed.
If your deposit doesn't clear or gets reversed, please reach out directly to the IRS.
More information from the IRS here: https://www.irs.gov/faqs/irs-procedures/refund-inquiries/refund-inquiries-18