Fold Card Fees and Terms

  • Where can I find my account agreement for the Fold Card?

    You can find your Fold Card agreement here (link).

  • Are there fees associated with my Fold Account?

    Fold will not charge you hidden bank fees associated with your account! Any fees will be disclosed to you. A complete list of our fees is available here (link).

  • Do you have overdraft protection fees?

    Once your Fold Card balance is zero (or has gone negative due to a pre-authorized transaction), any future transactions will be blocked to prevent you from incurring too large of a debt.


    Your Fold Card account currently does not support any overdrafts of your account meaning any transaction that would make your account have a negative balance will be declined and therefore you will not incur a fee.