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Are there types of merchants where I cannot spend with my Fold Debit Card?

Yes. Purchases cannot be made at certain classes of merchants:

  • Security Brokers/Dealers

  • Dating/Escort Services

  • Massage Parlors

  • Betting/Casino Gambling

  • Government Owned Lotteries

  • Government Licensed Online Casinos (Online Gambling)

  • Government Licensed Horse/Dog Racing

  • Internet gambling

  • Money Services businesses

  • Firearm-related businesses (manufacturing and selling)

  • Marijuana-related businesses

  • Wires, Money Orders

  • Non-FI, Money Orders

Specifically for the last one, it can be expanded as "Quasi-cash, currency, cryptocurrencies, money orders, traveler's cheques, debt repayment, loan payment, lease payment, mortgage companies (not money transfer, non-financial institution)"

Some example of known merchants that fall into these categories include Strike and Venmo.

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