How to Avoid Paying Interest
Your credit card payment is due at least 25 days after the close of each monthly billing cycle (“Payment Due Date”). We will not charge you any interest on purchases if you pay your entire balance by the Payment Due Date each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1.00.
Penalty Fees
The following penalty fees may apply to your Account. The application and payment of a penalty fee will not correct the situation which caused the fee to be charged.
Late Payment: We will charge you a late fee of up to $30 if you don’t pay at least the Minimum Payment by the Payment Due Date.
Returned Payment/Check: We will charge you a returned payment fee of $30 if your bank doesn’t honor your payment to us.
To review your Fold Bitcoin Credit Card Cardholder Agreement in full, please see here.
If you still have questions, or need further assistance, please call 1-866-FOLDAPP
Updated