Choose from several ways to add money to your Fold Card:
- Direct Deposit: Direct deposit is a convenient and free way to add your paycheck, tax refund, or government benefits check to your Fold Card.
- Bank Transfers: Add money from virtually any U.S.-issued bank account by transferring through ACH (wires are not supported). If you have a checking or savings account, use it to add money to your Fold card account. You will most likely need to verify two test charges to link your account. The Fold Card is a checking account with Sutton Bank. Fees will vary depending on the sending bank. We expect to allow you to make bank transfers in-app soon, so stay tuned.
- Cash Deposits: You can add cash to your Fold Card at any ATM, for a fee of $3.95. The ATM operator may charge additional fees.
You can find your account number and routing number in the Fold App by going to the “Fold Card” tab and tapping “View Card Details.”