Choose from several ways to add money to your Fold Card:
- Direct Deposit: Direct deposit is a convenient and free way to add your paycheck, tax refund, or government benefits check to your Fold Card.
- Bank Transfers: Add money from virtually any U.S.-issued bank account by transferring through ACH (wires are not supported). If you have a checking or savings account, use it to add money to your Fold card account. You can use our in-app ACH to link your external bank account, or initiate the link from the external bank (they will verify two test charges to link your account). The Fold Card is a checking account with Sutton Bank. Fees will vary depending on the sending bank. We expect to allow you to make bank transfers in-app soon, so stay tuned.
- Third Party Apps: Like Venmo, PayPal, or Apple Cash.
You are able to deposit up to $5,000 in a 24 hour period. You can find your account number and routing number in the Fold App by going to the “Fold Card” tab and tapping “View Card Details.”