Fees for buying & withdrawing bitcoin on Fold

What fees do I pay for buying bitcoin on Fold?

  • Spin+ users pay no processing fees when buying bitcoin on Fold.
  • Spin users pay a 0.95% processing fee when buying bitcoin on Fold.

In lieu of processing fees, Fold leverages a small spread which is variable based on the size of the purchase.

What fees do I pay for withdrawing bitcoin on Fold?

Fold does not charge our users any fee to withdraw their bitcoin from Fold to their personal 3rd party wallets. We believe self-custody is one of the most important aspects of bitcoin and we take it seriously. That’s why we encourage you to use Fold’s bitcoin buying feature to buy bitcoin, not hold it. Once you’ve purchased bitcoin we recommend you withdraw it to self-custody where you hold the keys. We are happy to help with recommendations on self-custody solutions here.

Why do we have a spread vs charge a fee?

Fold aims to get you the most bitcoin for your buck. Fold works with liquidity providers who bake in a spread for providing their service and to keep them safe against volatility. As Fold’s volumes increase, the spreads our liquidity providers charge decrease.

This means that over time, as we grow and you stack, our spreads will decrease and we can pass the savings directly on to you.


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