There are many ways to earn rewards using your Fold Debit Card. Fold+ subscribers receive exclusive flat rate rewards. Let's break down these additional benefits for a clearer understanding.
Card Boosts
With Card Boosts, Fold+ subscribers automatically earn 1.5% - 5% back on rotating categories and popular merchants. Here's how they work:
- Category Boosts: Fold+ subscribers automatically earn 1.5% back on purchases within rotating categories. These categories change quarterly, providing opportunities to earn higher rewards on specific types of spending. Learn more about Category Boosts here.
- Merchant Boosts: Enjoy up to 15% back at popular merchants. These merchant offers rotate frequently, allowing you to maximize your rewards on your favorite brands. Learn more about Merchant Boosts here.
0.5% Back on Visa Signature debit card transactions
If a transaction doesn’t qualify for a Card Boost, then Fold+ subscribers will earn a guaranteed 0.5% back on all other Visa Signature debit card transactions. It’s important to note that Fold has no control over how merchants classify transactions, so there is no absolute guarantee that every transaction will qualify as Visa Signature.
Your transaction history will display which transactions were signature or non-signature, along with any rewards you earned for each transaction.
ACH Bill Pay Rewards
Fold+ subscribers can earn up to 1.5% rewards on Bill Payments made with your Fold account and routing number. The more you spend on Fold, the more rewards-eligible spending you get via ACH Bill Payments.
ACH rewards are a loyalty reward earned by using Fold. You earn the ability to earn rewards on ACH payments by completing:
- bitcoin buys
- Gift Card purchases
- Fold Prepaid Debit Card transactions
You can learn more about ACH Bill Pay Rewards here.
If you still have questions, or need further assistance, please email us at support@foldapp.com.
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