To comply with federal regulations, there are limits affecting how much money can be loaded, withdrawn and spent by each cardholder.
Those limits are:
- Max Account Balance: $20,000
- Max Spend Per Debit Card Transaction: $7,000/day for Spin+, $5,000/day for Spin
- Max Spend Per ACH Transaction: Current Settled Account Balance
- Max Spend Per Day: $7,000/day for Spin+, $5,000/day for Spin
- Max Spend Per Month: $25,000/month for Spin+, $20,000/month for Spin
- International Transactions: Yes
- Max Load Per 24 hour period: $10,000
- Max Cash / ATM Withdrawal Per Transaction: $1,000
- Max Cash / ATM Withdrawal Per Day: $1,000
- Max Cash / ATM Withdrawal Per Month: $1,000
Instant debit transfer limits:
- Max transfer per transaction: $500
Astra in-app transfer limits:
- Max load per rolling 30 days: $20,000
* Max Spend per Transaction/Day/Month increased 8/1/21 for Spin+ cardholders. If you have not received a new card since then, please contact support and request an updated card.