What limits is my card subject to?

To comply with federal regulations, there are limits affecting how much money can be loaded, withdrawn and spent by each cardholder.

Those limits are:

  • Max Account Balance: $20,000
  • Max Spend Per Debit Card Transaction: $7,000/day for Spin+, $5,000/day for Spin
  • Max Spend Per ACH Transaction: Current Settled Account Balance
  • Max Spend Per Day: $7,000/day for Spin+, $5,000/day for Spin
  • Max Spend Per Month: $25,000/month for Spin+, $20,000/month for Spin
  • International Transactions: Yes
  • Max Load Per 24 hour period: $10,000
  • Max Cash / ATM Withdrawal Per Transaction: $1,000
  • Max Cash / ATM Withdrawal Per Day: $1,000
  • Max Cash / ATM Withdrawal Per Month: $1,000

Instant debit transfer limits:

  • Max transfer per transaction: $500

Astra in-app transfer limits:

  • Max load per rolling 30 days: $20,000

* Max Spend per Transaction/Day/Month increased 8/1/21 for Spin+ cardholders. If you have not received a new card since then, please contact support and request an updated card.

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